E.S. Finance Group

Welcome to E.S. Finance Group – We make your dream of purchasing property in Israel a reality by providing expert guidance throughout the entire mortgage process. From opening a bank account to securing a loan and mortgage with the best possible terms, we ensure a seamless experience at every step. Backed by the deep expertise of our CEO, Ezra Sharfman, in the Israeli banking system, we deliver a streamlined, efficient process that saves you time and money—helping you secure the funding you need with ease and confidence.

Who We Are

At E.S. Finance Group, we understand the challenges faced by foreigners when purchasing or investing in Israeli real estate. With our deep expertise in mortgage consultancy and a strong understanding of the local real estate landscape, we are committed to guiding you through every stage of the process—from initial financial planning to the final transaction.

 Led by Ezra Sharfman, a seasoned finance professional with a degree in finance, our firm brings a wealth of industry experience. Ezra’s background includes senior roles at Mizrahi Bank, Israel’s largest mortgage provider, ensuring that we offer expert advice grounded in real-world experience and sound financial acumen.

We utilize cutting-edge technology and innovative strategies to customize our services to meet your specific needs. With a personalized approach, we ensure that each client receives dedicated attention and tailored solutions, empowering you to make informed and secure decisions.

Services

Our Services

Negotiation with Banks

The way negotiations are conducted with banks in Israel is the key to securing the best mortgage terms for you. In Israel, it is both possible and necessary to negotiate with the bank. We handle every step of the process: from receiving offers, analyzing interest rates and repayment terms, to conducting in-depth negotiations and personalized feasibility assessments – all to ensure that you get the most advantageous and tailored deal to meet your financial needs.

Guiding You Every Step of the Way

Purchasing a property, especially in a foreign country, can be complex due to differences in processes and regulations. We are here to guide you every step of the way, providing answers to your questions and personalized professional advice. With our support, you’ll always have someone to turn to, ensuring you make the right decisions with confidence.

Understanding the Israeli Banking System

Israeli banks can be challenging, especially for those unfamiliar with the system or used to banking elsewhere. We provide a clear explanation of how the Israeli banking system works, covering key rules, regulations, and the unique aspects of dealing with local banks. In addition to mortgage guidance, we assist with opening a local bank account, ensuring a smooth and efficient process for managing your finances in Israel.

Mortgage Refinancing

If you have an existing mortgage in Israel, your current terms may no longer match your needs, potentially causing you to pay more than necessary. We’re here to help you review your mortgage and customize it to suit your current financial situation, ensuring you save money and make smarter financial decisions.

Personalized Mortgage Planning

Taking out a mortgage is one of the most significant financial decisions in life. Choosing terms that don’t align with your needs can lead to unnecessary expenses and long-term stress. We are here to craft a mortgage plan tailored specifically for you, ensuring the best possible terms, peace of mind, and a solid foundation for achieving your financial goals.

Home Renovation Loan

Renovating your home can be an exciting project, but financing it can be complex. Without the right loan options or a proper presentation to the bank, you could end up paying much more than necessary. We are here to guide you through finding the ideal renovation loan tailored to your needs and ensure you present it to the bank in the most effective way. With our expertise, you’ll secure the best terms, financial flexibility, and save significant costs throughout the process.

Our Vision

At E.S. Finance Group, our vision is to redefine the consultancy experience by providing unparalleled service and expertise. We are committed to transparency, reliability, and delivering exceptional results. Our mission is to ensure your success in navigating the complex world of real estate in Israel, making your journey as smooth and successful as possible.

Explore how E.S. Finance Group can help you achieve your real estate goals with confidence and ease. Contact us today to experience top-tier service and financial expertise.

Call us today for a free
consultation

Whether you’re a new oleh looking to purchase your home in Israel or an investor seeking the right mortgage strategy, E.S Finance Group is here to help you every step of the way.
Get in touch today and discover how we can support your real estate goals with expert advice and personalized service.

Customer reviews

Skip to content